Calculators We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Mortgage Calculator This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered. Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven! Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there. Roth vs. Traditional IRA Use this calculator to determine which IRA is right for you. College Savings Use this calculator to help develop or fine tune your education savings plan. Bi-weekly Payments for an Existing Mortgage This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest. Required Minimum Distributions The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. 72(t) Calculator The IRS Rule 72(t) allows for penalty free, early withdrawals from retirement accounts. This allows you to begin receiving money from your retirement accounts before you turn age 59 1/2 without the normal 10% penalty. Use this calculator to determine your allowable 72(t) Distribution and how it can help fund your early retirement.